Our Services
Pick Your First Klass Flight Plan to Financial Freedom
At First Klass Consults, we believe every credit journey deserves a first-class experience. Our carefully designed packages, Takeoff, Sky High, First Klass Couples, and Jet Set offer powerful solutions tailored to meet your specific financial goals. Every client receives dedicated client support, secure client portal access, and must maintain active credit monitoring throughout the process . no exceptions. Choose your flight plan today and let’s soar toward a stronger financial future!
Choose Your Package
Takeoff Package
Enrollment Fee: $99
Monthly Fee: $99
(due on the 10th or 15th of each month)
The Takeoff Package is designed for individuals looking to clean up and strengthen their credit foundation. This package includes disputes for:
Personal Information inaccuracies
Hard Inquiry removal
Late Payment disputes
Collection account disputes
Charge-Off account disputes
Repossession account disputes
Includes dedicated client support, secure portal access, and requires active credit monitoring.
Sky-High Package
One- Time Fee: $197
The Sky-High Package is perfect for individuals with just a few negative accounts up to 5. This will cover 3 months of credit repair services. It includes everything in the Takeoff Package, plus disputes for:
Bankruptcy accounts
Student Loan late payments
Includes dedicated client support, secure portal access, and requires active credit monitoring.
Couples Package
Enrollment Fee: $279
(for two clients)
Monthly Fee: $179
(due on the 10th or 15th of each month)
Designed for couples ready to rebuild their financial futures together, the First Klass Couples Package covers two profiles. Each person receives disputes for:
Personal Information inaccuracies
Hard Inquiry removal
Late Payment disputes
Collection account disputes
Charge-off account disputes
Repossession account disputes
Includes priority client support, secure portal access for each partner, and requires active credit monitoring for both individuals.
Jet Set Package
One-Time Fee: $999
The Jet Set Package is designed for individuals ready to clear all obstacles and rise quickly toward financial freedom.
This accelerated package includes disputes for all negative accounts, including:
Bankruptcy accounts
Eviction records
Charge-Off accounts
Collection accounts
Late Payment disputes
Hard Inquiry removal\
Personal Information inaccuracies
Includes full client support, secure portal access, and requires active credit monitoring.
EXTRA SERVICES
Eviction Flight Clearance
Pricing: $379 (one-time fee)
Focused solely on clearing eviction-related records from your credit reports and tenant screening databases.
Service includes custom dispute strategies specifically designed for eviction removal. Requires active credit monitoring and includes full client support and portal access.
Bankruptcy Ground Clearance
Pricing: $499 (one-time fee)
Specialized service to aggressively challenge and remove bankruptcy listings from credit reports and public records.
Requires active credit monitoring and includes full client support and portal access.
Important Information for All Clients:
Active credit monitoring is required for all credit repair services. NO EXCEPTIONS.
Failure to maintain active credit monitoring may delay, pause, or terminate services without refund eligibility.
Results vary by individual. No specific outcome, score increase, or item removal is guaranteed.
Clients must maintain open communication through the client portal and email for efficient processing.
Be sure to upload any necessary responses received from disputes being sent out to avoid any delay in the program.
First Klass Consults operates in compliance with the Fair Credit Reporting Act (FCRA) and all applicable consumer protection laws.
By enrolling in any package, you acknowledge and agree to these terms and responsibilities.
Our Dispute Process
At First Klass Consults, we follow a structured dispute process to maximize the chances of improving your credit report effectively and lawfully. Here’s what you can expect after enrolling in one of our service packages:
Dispute Process Phases
Credit Analysis Phase
Review your full credit report from all three credit reporting agencies (Experian, Equifax, TransUnion).
Identify inaccurate, unverifiable, incomplete, outdated, or duplicate accounts.
Strategize a customized dispute plan based on your unique credit profile.
Important:
You must have active credit monitoring before this phase begins.
Personal Information
Dispute Phase
Dispute outdated, inaccurate, or inconsistent addresses, names, and employer information.
Having a clean and consistent personal information section increases dispute success
Initial Dispute Phase
Send disputes to credit bureaus, original creditors, and debt collectors regarding negative accounts.
Focus on late payments, collections, charge-offs, repossessions, inquiries, and bankruptcies (based on your package).
Utilize customized letters citing consumer protection laws (e.g., FCRA)
Monitoring Phase
Monitor your credit report for CRA's responses
Review deletions, updates, or verifications returned from the CRA's
If an item is "verified" without proper investigation, a reinvestigation or escalation will occur with using protection laws (e.g., FCRA).
Follow-Up Dispute Phase
Resend disputes for items improperly verified
Escalate disputes directly to the CFPB, BBB, creditors, or furnishers when necessary.
Leverage additional laws and higher-level dispute tactics when needed.
Maintenance and Education
Phase
Provide credit coaching to help you rebuild your credit profile.
Teach strategies like credit utilization management, positive account building, and smart inquiry management.